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Vehicle insurance we offer -Taiwan car rental、Taiwan Road Trip、self driving tour in Taiwan、Taoyuan Airport car rental、Ta
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If an accident occurs and the vehicle is damaged, you must call the police (call 110) and notify the store
Take photos and save the accident scene (four diagonals) and the damaged parts of the vehicle.
Ask the police for an accident registration form, take it back to the store and give it to the clerk.
P.S. International Alert Telephone Broadcast call 112 to 0 to 110
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Rental car insurance includes:
✅Car Damage
✅Theft Protection (TP)
✅Driver & Passenger Insurance Personal Accident Insurance (PAI)
✅Third Party Liability (TPL)
✅The deductible is NT$20,000
What is a deductible?
The amount a tenant (the insured) is responsible for before each tenant becomes responsible for a hazardous event. The insurance company is only responsible for the amount above the deductible.
The amount of compensation > the deductible, the lessee pays the deductible, and the insurance company makes up the difference.
If the amount of compensation is less than the deductible, the tenant must pay the full amount at his own expense.
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Vehicle insurance does not cover:
❌Operating Loss (Non Operation Charge)
❌Vehicle price depreciation or vehicle transaction value depreciation (Depreciation)
❌ Damage to car glass & tires not caused by accident (collision)
What is operating loss❓(NOC)
During the rental period, if the vehicle is involved in an accident, damage, breakdown, etc., and needs repair, the customer must pay the rental company's fees as "business compensation" during the suspension period.
According to the government's standardized contract regulations, the lessee must pay rent as usual during the vehicle repair period.
If the period is within 10 days, 70% of the original price of the car rental for that period shall be paid
For more than 11 days and within 15 days, 60% of the original price of the car rental during that period should be paid
If it is more than 16 days, you will need to pay 50% of the original rent price during that period.
The maximum limit is 30 days.
What is vehicle depreciation (depreciation of vehicle value)❓
When an accident causes damage to the vehicle body and the vehicle value is reduced, the depreciation loss will be calculated based on 30% of the repair amount.
Why are glass tires not guaranteed❓
Damage to glass caused by non-vehicle collisions is not covered by the claim.
The car body damage insurance clauses clearly exclude items. Tires, glass insulation paper, wipers, brake pads, engine oil and seats are "consumable materials" and are not included in the scope of coverage.